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You can apply for back payments for benefits, if you are approved for social security disability benefits. You are not eligible for your first benefits payment until the sixth month after the onset of your condition. You cannot receive back payments for that waiting period. Q: How do I apply for social security disability insurance? A: To submit a claim for social security disability, first contact your local Social Security office or apply online via the main Social Security web site. An interview with your claims representative will be scheduled.